Marcus has over 20-years of experience in financial crime and compliance oversight, having worked at HSBC, Barclays, UBS and Lloyds. He has extensive knowledge of the UK and international financial services markets with a strong breadth of product and franchise knowledge across retail, wealth, corporate and investment banking. Marcus has held senior roles across all key financial crime disciplines.

He has worked with UK, US and other key global regulators as well as key bodies including the Financial Action Task Force (FATF), Joint Money Laundering Intelligence Taskforce (JMLIT), the European Commission as well as the IMF. Marcus was until recently co-chair of the Wolfsberg Group and is currently the Chair of the Economic Crime Product & Service Board at UK Finance.

He is currently Director of Non-Financial Risk and responsible for Compliance, Operational Risk and Financial Crime for NatWest Group.

Antonia has over 15 years' experience helping enterprises across Europe and Asia draw actionable insights from online and behavioural data. In her current role leading commercial operations at Blackdot Solutions, she works with financial institutions and government agencies to use Open Source Intelligence (OSINT) to identify and prevent risk.

Pav Gill is an experienced general counsel who is probably best known for being the whistleblower that exposed Europe's largest fintech scandal - Wirecard.

Pav is now the Founder & CEO of Confide™, a technology-driven whistleblowing and risk management platform. Pav is a recognized expert and thought leader in topics involving whistleblowing, ethical corporate governance and regulatory compliance. He is regularly invited by global institutions, regulators and multinational corporations as a keynote speaker and executive trainer.

For his role in exposing the Wirecard scandal, Pav was awarded the 2021 Blueprint for Free Speech “Special Recognition Award” for integrity and bravery in the public interest, and the 2022 ACFE “Cliff Robertson Sentinel Award”. His contributions served as the focal point of the documentary "Wirecard – The Billion Euro Lie" by Sky Studios.

Richard is a Vice President within the Financial Crime Solutions division of Mastercard C&I – focused on Account to Account Payment insights and intelligence in the fight against Fraud, Scams, ML and Financial Crime. He has ten years experience within the analytics division helping develop next generation network based solutions in conjunction with the UK banking industry. Prior to Mastercard, Richard worked in various payment services business over the last 20 years, including ATM, cash and online payment services.

Witold M.Orłowski, economist, professor at the Business School of the Warsaw University of Technology and the Vistula University, chief economic advisor to PwC Polska. Former economic advisor to the president Aleksander Kwaśniewski, member of the National Development Council of the President and the Economic Council of the Government, chairman of the Board of Trustees of the National Museum in Warsaw, Special Advisor to the European Commission. Lecturer in many academic institutions in Poland and abroad. Author of 16 books and 200 scientific publications, popular economic commentator and columnist of major Polish newspapers.

Ms Franków-Jaśkiewicz has 21 years of experience in the field of anti-money laundering (AML) and combatting the financing of terrorism (CFT). She has held various positions within the Polish government and FIU, and she represented the FIU in many international fora for combatting economic crime, including MONEYVAL, FATF, EAG, the Egmont Group and the UNODC. Since September 2023, Mrs Franków-Jaśkiewicz performes the function of the Interim Chair of the Egmont Group. In 2009 she was appointed as the Head of the Polish delegation to MONEYVAL.

Between 2011 and 2015 she was a Member of the MONEYVAL Bureau and between 2015 and 2019 she was elected Vice-Chair of the Bureau. Besides, she works as a technical assistance expert to numerous European and non-European countries in the framework of projects organised by the European Union and the UNODC. In this capacity, she advises foreign jurisdictions in the development of their AML/CFT institutional system.

Sue Gannon has over 25 years regulatory compliance experience (i.e. 2nd line). Her background is across governance, mortgage, capital markets, private wealth compliance roles with the last 9 years focused on financial crimes. Before joining Nordea, she spent 10 years at Morgan Stanley and held various compliance roles, the last 6 years related to financial crimes where she was responsible for Morgan Stanley EMEA Financial Crimes programme. Since joining Nordea, Sue is the head of Group Financial Crimes Compliance covering the 2nd line financial crimes programme for the group.

Nicola has worked in the Financial Services Sector for over 20 years in different leadership roles.
Nicola (re-)joined NatWest in January 2023 as Director of Financial Crime, overseeing the detection and prevention of financial crime across the group.

She joined CBA in August 2020 where her remit as General Manager – Regulatory and Control Operations, was all financial crime and fraud activities across the bank.

Nicola joined HSBC in March 2017 as the Global Head of Sanctions Regulatory Response and Programme Advisory, with responsibility for ensuring an effective Sanctions Programme was in place, advising on that programme and overseeing HSBC's Global, Regional and Country level Sanctions regulatory engagement.

In November 2018 Nicola became the Compliance Lead for the Intelligence Led Financial Crime Risk Management Programme with responsibility for driving the vision to change financial crime risk detection throughout the Group, utilising new technologies and capabilities.

Prior to joining HSBC Nicola spent 5 years in Barclays Group as the Head of Financial Crime Shared Services. A Global Operation/Shared Service for all Business Lines covering Financial Crime activities across the Group protecting the Bank against Regulatory Sanction, fines and Reputational Risk. Nicola joined Barclays from RBS where she spent eight years in various Operations, Risk and Support roles including supporting the large scale merger of the Operations function in RBS and ABN Amro. Before leaving she was responsible for leading all Sanctions and Anti-Money Laundering Operations within RBS.

SSA Michael Birley joined the FBI in March, 2005. His first office assignment was the New York Field Office where he was placed on a Health Care Fraud Task Force. During that assignment, he investigated subjects of health care violations including government sponsored programs and privately sponsored programs. In 2007, SSA Birley was transferred to an Economic Crimes Squad where he investigated subjects of mail and wire fraud, bank fraud, identity theft, intellectual property crimes, health care fraud and money laundering. SSA Birley brought several cases to trial in the Southern District of New York and was successful in gaining convictions in all of them.

In 2022, SSA Birley was promoted to the Money Laundering, Forfeiture and Bank Fraud Unit at FBI Headquarters in Washington DC. Currently, SSA Birley is the Program Manager for the North Central Region in the Money Laundering Unit where he oversees undercover operations, provides training and case support for operational travel among other functions. SSA Birley also serves as the FBI liaison to the Financial Action Task Force (FATF). SSA Birley is a graduate of St. John’s University in New York and holds a BS in Finance. Prior to joining the FBI, SSA Birley worked as a Fraud Investigator for a large private insurance carrier in New York.

President of the FinTech Poland. Previously he was vicepresident of Cashless Poland Foundation, director of the Payment Systems, Electronic Banking and Security Unity at the Polish Bank Association, Board Member of the European Payments Council, member of the Payment Systems Committee of the European Banking Federation, member of Payment System Market Expert Group at the European Commission and independent member of supervisory boards of leading payment institutions in Poland (First Data Polska SA, PayU SA).

He was a co-director of Founder Institute in Warsaw and co-founder of Evenea.pl, He graduated from the Faculty of Law and Administration at the University of Warsaw and the Leadership Academy of Poland. Paweł is also an assistant professor at the Faculty of Law and Administration of the University of Warsaw and head of Financial `Regulation and Technology Center. He graduated from the Leadership Academy for Poland.

Andy Mason is the Head of Operations at NatWest Boxed, a new start up partnership between Vodeno and NatWest that offers banking-as-a-service. He also runs Operations for Mettle, the small business digital bank from NatWest.

Before Boxed, Andy was part of the team at Bó, helping to build the retail digital bank from scratch. Previously, he spent many years at RBS and NatWest Markets in various roles – for example, as the Director of Innovation and Development in NatWest Markets, the Global Head of Service Improvement as well as leading large scale ops functions.

Andy graduated with a BSc (Hons) in Management Science, starting his career in operating model design and Lean Transformation as a Six Sigma Black Belt. He has led and introduced transformation programs across several global businesses, often working with teams in 30 or more countries to ensure success.

Throughout his career, Andy has been dedicated to creating high performance teams and inclusive cultures, with mentoring and personal development central to his core beliefs. He coaches children's football and volunteers with entrepreneurs, helping connect them to business opportunities and coaching opportunities.

Úna is a Partner in the Financial Crime Unit in PwC. She has over 10 years of experience in providing consulting services to leading financial institutions in Europe, North America, and the Asia Pacific region. Her focus areas include Financial Crime Compliance and ESG Compliance.

Her focus areas include Financial Crime Compliance and ESG, including a wide range of activities delivered for clients such as ESG training, developing ESG strategy and data management framework, etc. At PwC, Úna has also developed technology enabled ESG solutions that seek to mitigate greenwashing risks and compile detailed ESG profiles for customers, suppliers, vendors and other third party/business party relationships.

Jonathan brings a background in big data technologies, financial services, and criminal investigations to his role supporting clients with their payments and anti-financial crime programmes. Jonathan is one of the key drivers behind the award-winning RedCompass Labs RedFlag Accelerator.

Todd has spent the last seven years helping to lead and shape Citi’s Global Financial Crimes Investigation and Intelligence team in Warsaw. His team is responsible for proactive complex financial crime, money laundering, sanctions and cryptocurrency investigations covering over 90 countries. From a

Governmental Intelligence background, Todd has developed his skills throughout his career in Northern Ireland where he specialised in counter terrorism and organized crime including intellectual property crime investigations.

Todd was a Hostage Negotiator for over 10 years and now enjoys sharing his communication skillset through coaching and mentoring. He is currently a board member of the Polish Chapter of ACAMS s and an active member of diversity networks within Citi.

Michal Szermer is the Head of the Foreign Information Exchange Division at the Polish financial intelligence unit (GIFI - FIU Poland). His responsibilities focus on the operational analysis of information received from foreign financial intelligence units, with the aim of identifying potential cases of money laundering and terrorism financing.

As a MONEYVAL assessor, he actively participates in the evaluation of anti-money laundering and counter-terrorist financing systems of other countries. He represents the Polish FIU in international fora, both in the role of trainer and expert in projects aimed at combatting money laundering and terrorism financing.

Bartosz Michałkowski is a Leader for Client Due Diligence teams at NatWest whose purpose is to detect and prevent financial crime to protect people, families and businesses. He achieves it by providing leadership and Client Due Diligence expertise throughout client lifecycle, from onboarding up to exiting relationship for Commercial and Retail customers.

Prior to his current role Bartosz was Head of Financial Crime Operation division at NatWest Markets. As part of this role he was responsible for Client Due Diligence processes for most sophisticated investment banking clients across EMEA, UK and US. Providing an efficient and effective services for complex customers in a highly pressurised environment.

Manager with 25 years of experience working for various financial institutions - in private, corporate and investment banking. In September 2023. took over the position of the Head of the CSR and Sustainable Finance Department. For many years, she worked as director of compliance departments in investment bank (Deutsche Bank) and universal banks (Deutsche Bank, BNP Paribas Polska S.A.);

She performed functions within an international structure in the capital group coordinating the work of compliance teams in various countries in the implementation of group standards and European regulations (Deutsche Bank). Since 2014, Marta Jedlińska has been a member of the Banking Ethics Commission at the Polish Bank Association (ZBP) and co-author of the recommendations issued by the Commission. She is also a member of the Committee for Sustainable Finance at the ZBP.

She has worked last two years in investment bank (Societe Generale branch in Poland), where she leaded the Compliance Department and started implementing ESG topics in the organization. Author of practical commentaries on ESG issues for Wolters Kluver publishing house and trainer in ESG as well climate workshops. In September 2023. took over the position of the Head of the CSR and Sustainable Finance Department.

Marcin Serafin is a partner at Rymarz Zdort Maruta and the head of the data protection and privacy department. For 17 years he has specialised in new technology law, personal data protection, information security, and compliance. He has managed the largest GDPR implementation and advisory projects in Poland, coordinating the work of over 30 experts.

He has also advised clients on the largest technology contracts, the implementation of IT systems, and the selection of business models in the field of new technologies. His key clients include entities from the ITC, telecommunications, energy, e-commerce, financial and manufacturing sectors. He is fascinated by the link between compliance and new technologies, as well as by Legal Tech solutions.

Since 2017, he has been recommended in international and local legal rankings in the field of data protection and new technology law. Marcin is an ISO 27001 lead auditor and is also a lecturer and trainer at several universities (UW, SGH, UJ) and conducts private training courses. In the past, Marcin was a public policy and government relations manager at Google.

Tomasz is the leader of Financial Crime Technology practice within the Financial Crime Unit in Poland and CEE. He has 14 years of experience in delivering consulting services and innovative technology solutions for the Financial Services industry with specialization in regulatory compliance (AML / KYC / Transaction Monitoring).

His areas of expertise include FinTech, RegTech, product development, innovation management, CIO advisory, IT M&A advisory, IT delivery management, system implementation, data analytics, target operating model design, process design and optimization as well as programme management.

Marcin is a partner at PwC, who leads a team of forensic practitioners in Poland, Ukraine and the Baltic countries. He has over 20 years of experience in preventing and combating frauds and irregularities. During his professional career, he gained experience in Polish law enforcement agencies, leading investigations regarding tax fraud, commodity smuggling and counterfeiting, and money laundering, also in cooperation with OLAF (European Anti-Fraud Office).

On a day-to-day basis he oversees projects associated with compliance and anti-corruption reviews, financial and white-collar crime investigations. He earned a law degree from the University of Wrocław and is a leading expert in counteracting fraud, economic abuse and corruption.

Course Director and Global Lead in AML at ICA since 2019. Prior to this, James worked for 12 years at a world-renowned Tier 1 Bank. His most recent placement based in Middle East region, in the role of an Anti-Money Laundering Investigator in the Dubai office, where he was responsible for conducting effective and timely investigations. James’ career as an investigator ensured he became an expert in extensive areas, including but not limited to: anti money laundering, terrorist financing, trafficking, fraud, tax evasion and sanctions. James’ investigative experience spans across retail, commercial, global and private banking, as well as in trade related facilities.

As a professional investigator, James has always regarded the ICA as the ‘holy grail of professional development in the compliance world’. He is strongly focused on professionally developing those individuals who are looking to progress their careers in the compliance world, by sharing past experiences from his distinguished career. He believes that this training will not only improve the skills of individuals, but most importantly protect society from financial crime and potential terrorist attacks, thus ultimately saving lives

Paul Winter is a Senior Officer with the International Intelligence directorate of His Majesty’s Revenue and Customs (HMRC) in the UK.

Paul started his career as a Customs Officer in 1989 and moved to the Investigation Division of HM Customs and Excise in 1994, where he worked on a range of different cases including drugs trafficking, fraud in revenue goods and financial crime. In 2003 he became one of the first accredited Financial Investigators within HMCE and then HMRC and spent several years working in the field of proceeds of crime and asset recovery. He then moved into learning and development area, where he began regular partnership working with other agencies including the police, Serious Fraud Office, and what are now the UK’s National Crime Agency and the Border Force.

In 2014 Paul took up the post of Liaison Officer to Ireland, where he worked as an accredited diplomat out of the British Embassy in Dublin, followed by a 2019 move to Central America, where he opened a new liaison officer post for HMRC in Panama, also covering the Caribbean.

Since 2021, he has led the operational illicit finance team on HMRC’s international network and, at the same time, managed staff embedded at the UK FIU dealing with disclosures between the UK and other partners.

Pawel is a seasoned professional with a strong background in Payments, Cards, and Fincrime, boasting a remarkable experience in implementing financial solutions and orchestrating seamless system integrations.

She has several years of experience in the financial supervision authority (Criminal Cases Department). A graduate of FinTech and Blockchain programs at the University of Hong Kong and a Cryptocurrency program at the University of California, Berkeley.

Author of many scientific and specialist publications in the field of the financial market, FinTech financial innovations, crimes on the financial market, the development of artificial intelligence, and tools supporting the development of innovations, such as regulatory sandboxes. Speaker at conferences devoted to counteracting crime in the financial market. Winner of the 7th edition of the "Ethics in Finance" competition.

Also panelist in Academic panel discussion: Unlocking Potential - Empowering the Next Generation in Effective FinCrime Prevention. In partnership with Warsaw School of Economics

Deepanshu Lakhwan, a lecturer at Lazarski University in Warsaw, holds three years of experience in teaching mathematics and corporate finance, and is actively pursuing a Doctorate with a focus on blockchain in public finance. Alongside his academic role, he trades in the US equity markets, enhancing his real-world financial insights.

Lakhwan hosts a podcast discussing global trends, highlighting his commitment to continuous learning. He has a publication in the Polish journal, Myśl Ekonomiczna i Polityczna, in association with Coventry University, where he explored the efficiency of various technical indicators for investing. He has also written a white paper for YETI VPN and a technical report on game theory for Stadium Finance P2E, showcasing his broad technical knowledge. His project with the Central University of Rajasthan examined FDI and GDP growth trends related to BRICS nations’ exchange rates and inflation.

A panellist in the Fight FinCrime Forum, Lakhwan is dedicated to addressing financial crime, contributing to a robust and ethical financial system. In summary, Lakhwan’s diverse roles in academia, trading, and research make him a reliable figure in finance and economics discussion.

Teaching Assistant in Institute of Banking at SGH Warsaw School of Economics and Project Leader at Bain & Company - working primarily in Private Equity sector. He gained professional experience in, among others: DLA Piper, PFR TFI and National Bank of Poland.

Tomasz is the author of 10+ articles for Polish and foreign journals, as well as laureate of multiple awards regarding academic accomplishments, publications and conferences.

His main areas of expertise including:
• Reg Tech and its’ use/ perspectives in financial/ banking sector
• New technologies in financial/ banking sector

Tomasz is the graduate of SGH Warsaw School of Economics and CEMS MIM programme with National University of Singapore (NUS). He also participated in exchange semester in The Chinese University of Hong Kong (CUHK). Tomasz is the laurate of XIII edition of ALRK - Capital Markets Leaders Academy and multiple member of European Financial Congress Academy with published essays.

Attorney-at-law and financial crime expert. Former head of unit in Market Surveillance Department, as well as attorney at Criminal Cases Department in Financial Supervision Authority (Urząd Komisji Nadzoru Finansowego). As team leader at FSA responsible for conducting complex investigations concerning insider trading and market manipulation.

Before joining Polish FSA, attorney-at-law advising clients as well as assisting them in commercial litigation and criminal proceedings. Co-author of publication regarding capital markets law. Law lecturer at postgraduate studies.

Senior Associate at ACAMS, where his work includes supporting public-private partnerships and strengthening ACAMS thought leadership pillar through the development of content on sanctions and risk, particularly the Sanctions Masterclass program and Global Monthly Updates. Sam's work also focuses on countering ransomware financing, which includes enhancing industry awareness of the anti-financial crime risks associated with ransomware attacks and supporting the mitigation of those risks through policies, training and public-private dialogue.

Prior to ACAMS, Sam worked on the Sanctions Policy team at UK Finance - the trade association for the UK banking sector. Sam is a Certified Global Sanctions Specialist (CGSS).

Michał is an experienced manager in the banking sector. He specializes in credit processes, risk management, and implementing risk management strategy projects. In one of the banks he worked for, he was in charge of units responsible for financial crime prevention.

In the BIK Group, he's primarily responsible for developing and implementing central anti-fraud platforms for the Polish financial sector, a role he has successfully held since 2017. He has strong business skills, which contribute to his involvement in onboarding new customers into systems, maintaining business operations, and efficiency.

Michał is the leader of the BIK anti-fraud services and, by the end of 2022, his dedication to previous projects was recognized, resulting in his appointment to the board of Digital Fingerprints S.A.
Currently, he focuses his expertise in new technologies and management experience on promoting sector-specific anti-fraud platform solutions for BIK and the development of Digital Fingerprints, a technological company within the BIK Group.

Stephen is a Partner in our financial crime practice and leads our Financial Crime Operate business in the UK. Through real-world operations experience and deep financial crime expertise established over many years, Stephen and his team bring proven operational management expertise, robust governance, and quality approaches to put good customer outcomes at the heart of what they do.

Throughout his career, Stephen has combined a detailed understanding of business processes and drivers with an in-depth knowledge of the financial crime challenges facing organizations in the financial services industry. He is passionate about improving organizations’ understanding of complex issues regarding financial crime and its impact on businesses and consumers. He has undertaken leadership roles within large-scale operations and transformation programs, helping clients address their specific challenges.

Hamza is a Director specialising in executing large, complex financial crime change programmes, in particular AML and financial crime IT solution development and implementations. He has over 14 years of Financial Services Experience. He is focused on the implementation of group policy, business processes and technology to deliver Anti-Money Laundering and Sanctions solutions to ensure audit and regulatory compliance.

This includes partaking in the largest, multi-year financial crime programmes at leading global banks, where he was responsible for the evaluation, selection, design and implementation of solutions critical to managing financial crime risk, customer due diligence, management information, analytics and transaction monitoring systems.

Paul is a Director in Deloitte’s Forensic Technology practice. With over 20 years of experience in Financial Services, working across compliance and IT teams to deliver business value. He has recently specialized in Transaction Monitoring (TM), sanctions, and data analytics for Financial Crime. Paul leads a team of 30 technology SMEs in the UK.

Throughout his career, Paul has combined his experience in technology and compliance, to translate requirements, solve business problems and build solutions. He has led many large FC transformation projects for regulated Financial Services organizations to address their specific challenges and deliver excellent outcomes.

Piotr Polak: student of interior security at the University of Warsaw, President of the Student's Scholarly Association for Interior Security at the Faculty of Political Science and International Studies, member of the Defence24 team. Particularly interested in fincrime prevention from the point of view of law enforcement and regulatory agencies.

Bartłomiej is an action oriented leader who has extensive experience in leading large-scale transformation and regulatory projects in the banking sector. He also has a strong background in machine learning and the development of GenAI solutions for the financial services industry.